Which statement correctly identifies the relationship between notary services and banks?

Which statement correctly identifies the relationship between notary services and banks?

• A. Notary services are rarely provided by banks.
• B. Notary services are never provided by banks.
• C. Notary services are optional for most accounts.
• D. Notary services are typically provided by banks.

Answer: (D)

Banks commonly offer notary services as a convenience to customers. A notary public verifies identity and witnesses signatures on important documents, which helps ensure those documents are legally valid. Because banks frequently employ or contract notaries and provide this service to customers (often free or for a small fee), the statement that notary services are typically provided by banks best captures the typical relationship. The other ideas misstate the relationship: notary services are not rare or nonexistent, and they’re not tied to being “optional for most accounts”—they are an additional service many banks supply to customers.

Banks commonly offer notary services as a convenience to customers. A notary public verifies identity and witnesses signatures on important documents, which helps ensure those documents are legally valid. Because banks frequently employ or contract notaries and provide this service to customers (often free or for a small fee), the statement that notary services are typically provided by banks best captures the typical relationship. The other ideas misstate the relationship: notary services are not rare or nonexistent, and they’re not tied to being “optional for most accounts”—they are an additional service many banks supply to customers.