Which feature would alert you that the balance in your checking account has fallen below a specified threshold?

Which feature would alert you that the balance in your checking account has fallen below a specified threshold?

• A. Direct Deposit
• B. Mobile Deposit
• C. Endorse
• D. Low Balance Alert

Answer: (D)

Low Balance Alert is the feature that notifies you when your checking balance falls to or below a set amount. You choose a threshold, and if your funds dip beneath it, the bank sends an alert via text, email, or app notification. This helps you avoid overdrafts and fees by giving you a heads-up to move money or adjust spending. Direct Deposit automatically adds funds to your account, Mobile Deposit lets you add funds by scanning a check, and Endorse is the signature you put on the back of a check to authorize it. None of these provide a notification about a low balance, so they don’t serve the alerting purpose.

Low Balance Alert is the feature that notifies you when your checking balance falls to or below a set amount. You choose a threshold, and if your funds dip beneath it, the bank sends an alert via text, email, or app notification. This helps you avoid overdrafts and fees by giving you a heads-up to move money or adjust spending.

Direct Deposit automatically adds funds to your account, Mobile Deposit lets you add funds by scanning a check, and Endorse is the signature you put on the back of a check to authorize it. None of these provide a notification about a low balance, so they don’t serve the alerting purpose.