Which feature enables depositing checks via a mobile device by photographing the check?

Which feature enables depositing checks via a mobile device by photographing the check?

• A. Cash Deposit
• B. ATM Deposit
• C. Mobile Deposit
• D. Mail Deposit

Answer: (C)

Mobile deposit is the feature that lets you deposit checks using a mobile device by photographing the check. Through your bank’s app, you capture images of the front and back, endorse the back, and submit the deposit. The bank then processes those images electronically and credits your account, often with funds available on a different schedule than in-person deposits. This method avoids trips to a branch or ATM. In contrast, cash deposits involve cash at a branch or ATM, and mail deposits require sending the physical check by mail. Remember to keep the check until the deposit posts and you’ve confirmed the funds.

Mobile deposit is the feature that lets you deposit checks using a mobile device by photographing the check. Through your bank’s app, you capture images of the front and back, endorse the back, and submit the deposit. The bank then processes those images electronically and credits your account, often with funds available on a different schedule than in-person deposits. This method avoids trips to a branch or ATM. In contrast, cash deposits involve cash at a branch or ATM, and mail deposits require sending the physical check by mail. Remember to keep the check until the deposit posts and you’ve confirmed the funds.