Mobile deposit commonly involves:

Mobile deposit commonly involves:

• A. Scanning the check and mailing it
• B. Taking a photo of the check with a mobile banking app
• C. Handing the check to a teller only
• D. Cashing the check instead

Answer: (B)

Mobile deposit works by taking a photo of the check with the bank’s mobile app. You endorse the check, open the app, choose deposit, capture clear images of the front and back, and submit. The bank then processes those digital images to post the deposit to your account, often with a brief hold until it clears. This method lets you deposit without going to a branch or mailing the physical check. The other options don’t fit mobile deposit because they involve sending the actual paper check by mail, delivering it in person to a teller, or cashing the check instead of depositing it into an account.

Mobile deposit works by taking a photo of the check with the bank’s mobile app. You endorse the check, open the app, choose deposit, capture clear images of the front and back, and submit. The bank then processes those digital images to post the deposit to your account, often with a brief hold until it clears. This method lets you deposit without going to a branch or mailing the physical check.

The other options don’t fit mobile deposit because they involve sending the actual paper check by mail, delivering it in person to a teller, or cashing the check instead of depositing it into an account.